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Postgraduate Funding

Postgraduate Funding

There are various funding options available for students wishing to pursue postgraduate study.

Masters Loan

A Master’s loan of up to £12,858 may be available through Student Finance England for students commencing an eligible full-time or part-time taught postgraduate course in 2025/26.

Students must be studying a full 180 credit Masters course. The loan can contribute towards the costs of tuition fees and living costs.

You will not start paying it back until you have finished or left your course and are earning over £21,000 p.a.

Full details of the loan scheme can be found here.

UK Government PhD Doctoral Loans

The UK government introduced doctoral loans in September 2018.

  • non-means tested loans of up to £30,301 are available to eligible students under the age of 60 as a contribution towards the costs of completing a doctoral qualification
  • eligible students ordinarily resident in England will be able to take their loan to any UK university with degree awarding powers. Individuals ordinarily resident in Scotland, Wales and Northern Ireland are not eligible for loans
  • the repayment rate for the loans is currently 7.9%. For students also with a master’s loan, repayment will be taken through one single postgraduate loan repayment of 7.9%
  • repayment will be made concurrently with repayment of any undergraduate student loans
  • the repayment threshold is currently £21,000.

To find out more information about PhD Fees and funding, please visit www.gov.uk/doctoral-loan.

Postgraduate students may also be eligible for various types of bursaries and scholarships.

Research Degree Funding

For further information on research degree funding and tuition fees, visit here.

Page last reviewed and updated September 2025.

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